Building the Future of Real Estate, Capital and AI-Driven Growth
The Fernandez Group is a modern, vertically integrated real estate, capital, and technology firm built to help investors, operators, and professionals grow smarter, faster, and at scale.
We operate at the intersection of real estate execution, flexible capital, and AI-powered systems—bringing together disciplines that traditionally operate in silos. Our mission is simple: create durable value in a rapidly changing market by combining experience, technology, and disciplined strategy.
Our Mission
To create long-term value by modernizing how real estate deals are funded, executed, and scaled.
The real estate industry is changing. Traditional banks are slower. Legacy brokerages are fragmented. Operators are expected to do more with less.
Our mission is to solve that problem.
We exist to:
- Help real estate investors access smarter capital and stronger opportunities
- Empower operators and agents with systems that scale beyond individual effort
- Apply technology and AI to reduce friction, increase clarity, and improve execution
We believe the future belongs to firms that integrate—not outsource—capital, execution, and growth infrastructure.
Our Model
A Vertically Integrated Platform
The Fernandez Group is structured around three core divisions, designed to work together as a single ecosystem:
Realty
We identify, acquire, and execute on value-add real estate opportunities, partnering with investors and operators who value discipline, transparency, and long-term thinking.
Capital
We provide flexible, business-purpose capital solutions for real estate investors and developers—including Non-QM, DSCR, bridge, and construction financing—designed for real-world deals that don’t fit traditional bank boxes.
Digital
Through AI-powered systems and automation, we help real estate investors, professionals and local businesses scale lead generation, operations, and follow-up—turning complexity into repeatable process.
This integrated model allows us to move faster, underwrite smarter, and support growth at every stage of the real estate lifecycle.
Our Edge
Why We’re Different
We are not a traditional brokerage.
We are not a single-source lender.
We are not a generic marketing agency.
Our edge comes from integration and execution.
What sets us apart:
- Operator mindset – We think like investors and builders, not vendors
- Flexible capital access – Multiple capital sources, structured around the deal
- Technology leverage – AI and automation built into daily execution
- Clarity and speed – Fewer handoffs, faster decisions, cleaner communication
- Long-term alignment – We focus on repeat relationships, not one-off transactions
We don’t promise shortcuts. We build systems that work in the real world.
Our Philosophy
We believe:
- Structure matters more than hype
- Systems outperform talent over time
- Transparency builds trust
- Speed comes from preparation, not pressure
- Technology should simplify, not complicate
Every decision we make—from capital structuring to technology deployment—is guided by these principles.
Looking Forward
The Fernandez Group was built for where real estate is going, not where it’s been.
As markets evolve, our focus remains the same:
helping investors, operators, and professionals build durable businesses and portfolios using smarter capital, better systems, and disciplined execution.
Perry Fernandez, President
The Fernandez Group | DRE 01369708 | NMLS 1957778
My mortgage career began in 1997. I co-founded an independent mortgage brokerage start-up and helped to build it into a $1M+ operation by systemizing recruiting, training and scaling an inside sales business development system.
From that experience, I’ve been able to contribute consistent pipeline growth and sales for several start-up and large enterprise Silicon Valley companies for over a decade.
Now I help companies build systems that increase deal flow and investment returns, partnering with leadership, management and advisory teams.
Whether your systems and assets need new life or whether you want to start from scratch, I welcome you to reach out. At the very least I can point you in the right direction. If you want to know more on how I can help, feel free to connect with me online.
We are comprised of industry veterans with over 80 years of combined experience in the areas of finance, management, marketing, real estate, technology.
With so many years of experience under our belts, our team of experts has handled some of the most complicated projects on the market today. We will handle your project with the utmost professionalism and care.
Sonya Fernandez, Client Relations
The Fernandez Group
Sonya has over 15 years of client engagement experience in B2C industries. She supports business development initiatives in our digital, real estate, and mortgage divisions focusing on multi-cultural client relationships.
She studied at Evergreen Valley College with an emphasis in massage therapy. Sonya spent over 10 years with the local government working with disabled children. She is a mother of 2 sons, has interests in health, fashion, spiritual development and is an enthusiast of superfood, acai bowls.
Our Strategic Advisors
Albert Maglines, COO
50K Capital Inc. | DRE 01729026
Albert is a licensed real estate advisor, with over 15 years of sales and business development experience in B2C and B2B industries. He leads operations, sales and training for 50K Capital, a residential real estate sales and mortgage division.
He is a graduate from Cal State University, Long Beach with a Bachelors Degree in Criminal Justice and Corrections. With over 10 years in law-enforcement, Albert is a husband, a father, an entrepreneur with interests in leadership development and e-commerce, a sought after speaker and wrestling coach. Connect with Albert online
Alvaro Sanchez, Founder & Investor
Freedom Day Network LLC
Alvaro brings over 25 years of real estate investment, finance and development experience. He leads real estate acquisitions, construction and renovation project management for Freedom Day Network, an investment, development and social impact real estate company, making homes available to first time home buyers of low to moderate income. He is involved with strategic consulting for residential investment and redevelopment projects.
He is a graduate of Cal Poly, San Luis Obispo with a Bachelors Degree in Mechanical Engineering. Alvaro serves as the Technology Director for the local NHORA – National Hispanic Organization of Real Estate Associates. Additionally, Alvaro is a father, an entrepreneur, a Certified Small Business Adviser and a Bay Area basketball fan. Connect with Alvaro online
Eddie Regala, Branch Operations Manager
Nu Level Equity | DRE 02120054 | NMLS 2055980
Eddie is a licensed real estate and mortgage advisor, with over 15 years of sales and business development experience in B2C and B2B industries. He leads lender partnerships, loan origination and loan processing for Nu Level Equity, a mortgage loan broker and processing partner.
He is a graduate of San Francisco State University with a Bachelors Degree in Kinesiology and Exercise Science. Eddie is skilled in cold calling, sales and sales management as well as being a husband and a father. Connect with Eddie online
Tai Wong, General Engineering & Building Contractor
House Builder Inc. | CSLB 752352
Tai is a home builder with over 20 years of extensive experience in the construction industry. He leads construction and project management for House Builder Inc., a full service construction company. He is involved with strategic consulting for residential and commercial real estate construction projects.
He holds both Class A and Class B General Contractor licenses, as well as OSHA certification. Tai has led many construction projects in the San Francisco Bay Area managing the entitlement process and completion of single-family luxury custom homes, multifamily development and subdivisions. He is a husband, father and entrepreneur.
Want to Learn More?
Whether you’re an investor, operator, or strategic partner, we believe the best outcomes start with a conversation.
thefernandezgroup.com 